Terms of Service
Last updated: June 2026
These Terms of Service (“Terms”) govern your use of expertccw.com and the online CCW training courses offered by Expert CCW, operated by Kilkea Holdings (“we,” “us,” or “our”). By creating an account or purchasing a course, you agree to these Terms.
1. Course Access and License
Upon purchase of a course, we grant you a personal, non-transferable, non-exclusive license to access and complete the purchased course content. This license is for your individual use only.
- You may not share your account credentials or course access with others.
- You may not reproduce, distribute, record, or resell any course content, including videos, PDF materials, or quiz questions.
- Course content is protected by copyright. All rights are reserved by Expert CCW and its licensors (including NRA materials used under license).
- You have unlimited access to your purchased course once enrolled, including unlimited quiz retakes.
2. Refund Policy
Because our courses are digital products with immediate access upon purchase, our refund policy is as follows:
- Full refund (100%): Requested within 7 days of purchase AND no course lessons have been started.
- Partial refund (50%): Requested within 7 days of purchase AND only the first lesson has been started — no further lessons accessed or started.
- No refund: More than the first lesson has been accessed or started, OR more than 7 days have passed since the date of purchase.
To request a refund, email info@expertccw.com with your order details.
3. CCW Training Disclaimer
Completion of an Expert CCW course does not guarantee issuance of a concealed carry permit or license by any state, county, or government agency.
Permit issuance is determined solely by the relevant government authority based on your eligibility under applicable state and federal law. We make no representation or warranty that you will be approved for a permit.
Nothing in our course content constitutes legal advice. Laws governing concealed carry, use of force, and firearm ownership vary by state, municipality, and circumstance. You are solely responsible for understanding and complying with all applicable laws in your state and any state in which you carry. Consult a licensed attorney for legal advice specific to your situation.
Our courses cover Ohio, Florida, and Arizona permit training requirements. If you hold a permit from another state, verify that state’s reciprocity agreements before carrying in any jurisdiction.
4. Instructor Credentials
All Expert CCW courses are developed and instructed by Kelly P. Fitzgerald, NRA Certified Pistol Instructor (NRA Instructor #182730743). Instructor credentials are current and in good standing with the National Rifle Association.
5. User Responsibilities
By using our platform, you agree to:
- Provide accurate information when creating your account and completing your course.
- Complete all course work personally and honestly. Certificates are issued based on your individual completion and quiz performance.
- Maintain the security of your account credentials and notify us immediately of unauthorized use.
- Use our platform only for lawful purposes and in compliance with these Terms.
- Not attempt to circumvent course completion requirements, copy course content, or disrupt the operation of our platform.
6. Certificates of Completion
A certificate of completion is issued to students who complete all course lessons and pass the final examination with a score of 80% or higher. Certificates are generated digitally and may be downloaded from your dashboard.
Certificates reflect the training completed and the instructor’s credentials at the time of issuance. Expert CCW is not responsible for any delays or denials in permit processing by government agencies.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Expert CCW and Kilkea Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform or course content, including but not limited to lost profits, loss of data, or personal injury.
Our total liability to you for any claim arising out of or relating to these Terms or your use of our platform shall not exceed the amount you paid for the course that gave rise to the claim.
8. Governing Law
These Terms are governed by the laws of the State of Ohio, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Ohio.
9. Changes to These Terms
We reserve the right to update these Terms at any time. We will notify you of material changes by posting the revised Terms on this page with an updated “Last updated” date. Continued use of our platform after changes are posted constitutes acceptance of the revised Terms.
10. Contact
Questions about these Terms? Contact us at:
Expert CCW / Kilkea HoldingsEmail: info@expertccw.com
Phone: (614) 489-9522